Our analysis of commercial insurance claim litigations and insurance trends and practices
The Mactavish Claims Litigation Index aims at tracking insurance litigation and claims performance and getting the market to focus on what really matters, the product you buy with your premiums, not just the premium itself.
Mactavish Claim Litigation Report
Every year, hundreds of insurance related disputes are lodged with the courts of England and Wales, representing billions of pounds worth of disputed insurance claims.
This is the sharp end of the industry, where insurers and their clients lock horns, unpicking insurance contracts, scrapping over exclusions, cover definitions and disclosures whilst battling it out to determine who owes what to whom.
The Mactavish Claims Litigation report summarises our conclusions from a review of well over 2,000 court claims issued over the last decade. Viewed together, the variety and volume of disputes lodged at the High Court provides an extraordinary vista on the culture and practice of the UK insurance market, particularly when it comes to understanding the pivot upon which the entire industry swings: how and when claims are paid.
Access your free report: Understand the reasons why insurers are rejecting claims and get practical advice to recover losses in the event of a claim.
Latest claim litigation cases
Claimants in $80m insurance fight bring legal claim with no policy documents
An $80m insurance claim for commercial aircraft lost in Russia following the country’s invasion of Ukraine is being pursued despite the claimant not having had sight of the relevant policy documents.
Read full article »Fire loss exposes problems inflation can bring to insurance market
A UK property company is having to sue their insurer over a £4m fire claim after the insurer refused to pay, raising arguments over the cost of the repair, proof of losses, the use of the building and the timing of when any payment should crystallise.
Read full article »Pub and hotel companies in parallel legal challenges on Covid Business Interruption claims
Fuller Smith & Turner Plc and Starboard Hotels Limited have filed matching lawsuits against their insurers for non-payment of business interruption claims relating to the Covid pandemic and lockdowns.
Read full article »Brian Leighton (Garages) Ltd v Allianz appeal
The Brian Leighton (Garages) Ltd claim v Allianz has taken nearly seven years to resolve and demonstrates how important it is to get policy wordings right.
Read full article »Allianz battling Covid BI claim with West End theatre group
International Entertainment Holdings Limited (IEH) has joined a growing number of companies suing their insurers over their failure to pay out for losses suffered during Covid lockdowns.
Read full article »Liberty Group filed a claim against its insurers for losses suffered during the pandemic
Liberty Group has joined the growing list of companies bringing Business Interruption claims relating to the Government imposed pandemic lockdowns.
Read full article »Insurance giant Lloyds is facing a second multi-million-pound claim
Insurance giant Lloyds is facing a second multi-million-pound claim relating to the loss of commercial aircraft retained by Russian airlines since the country’s invasion of Ukraine.
Read full article ȣ5m construction claim denied by Zurich
Construction giant Sir Robert McAlpine (SRM) has taken to the courts in pursuit of a £5m unpaid claim against a consortium of insurers led by Zurich Insurance Plc. The claim form, lodged at court on 17 October details how SRM’s claim on its Major Construction Policy was rejected after a four-week investigation by loss adjustors.
Read full article »Ageas sued by Hairlab Limited BI claim rejection
A group of high street businesses have joined the growing number of national and multinational companies suing over the non-payment of Covid Business Interruption insurance claims.
Read full article »Lloyds and AIG reject $3.5bn Russian aircraft claim
Lloyds Insurance Company has rejected a $3.5bn insurance claim relating to the alleged loss of aircraft and engines retained by Russian airlines following the country’s invasion of Ukraine.
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